Category: McAllen

An Uninsured Driver Hit Me in McAllen — What Do I Do?

What to Do If an Uninsured Driver Hit You in McAllen, Texas

If an uninsured driver hit you in McAllen, you still have legal options to recover compensation — but the path forward depends on your own insurance coverage, the financial situation of the at-fault driver, and how quickly you act to protect your rights. This is not an uncommon situation in the Rio Grande Valley: approximately one in five Hidalgo County drivers carries no auto insurance at all, which means the risk of being hit by an uninsured motorist here is significantly higher than in many parts of Texas.

Chris Sanchez is a personal injury attorney at The Relentless Lawyer, serving McAllen, Edinburg, Pharr, Mission, and the Rio Grande Valley, Texas.

How Common Is This Problem in Hidalgo County?

The uninsured driver problem in McAllen and the surrounding Rio Grande Valley is not a minor inconvenience — it is a pervasive risk that every driver should plan for. With roughly 20% of Hidalgo County drivers estimated to be uninsured, you face a meaningful chance on any given day that the person who rear-ends you on US-83 or runs the red light at Nolana and 23rd Street carries no liability coverage. Texas law requires drivers to carry minimum liability insurance of $30,000 per person and $60,000 per occurrence, but the requirement is not universally followed. Understanding your options before a crash — and acting correctly after one — can be the difference between full compensation and nothing.

Step 1: Call the Police and Secure a Crash Report

Always call the police immediately after any collision in McAllen. A Texas Peace Officer’s Crash Report documents the identities of the drivers involved, the absence of insurance information, road conditions, and any citations issued. This report is important not only for any lawsuit but also for your UM/UIM claim with your own insurer. Do not let the other driver talk you out of calling police. An uninsured driver who asks you to “handle it privately” is asking you to waive your rights.

Step 2: Understand Your Uninsured Motorist Coverage

Uninsured motorist (UM) coverage is an optional add-on to your Texas auto policy that pays for your injuries and damages when the at-fault driver has no insurance. Underinsured motorist (UIM) coverage applies when the at-fault driver has insurance but not enough to fully cover your losses. Under Texas Insurance Code § 1952.101 et seq., insurers in Texas are required to offer UM/UIM coverage, but drivers may reject it in writing. Many drivers do not remember whether they accepted or rejected it when they signed their policy.

Pull out your insurance policy or call your agent right now to check whether you have UM/UIM coverage and what your limits are. If you do, this coverage is your primary financial protection when an uninsured driver causes your accident.

What UM Coverage Pays For

  • Your medical expenses, including hospitalization, surgery, and rehabilitation
  • Lost wages during your recovery
  • Pain and suffering
  • Vehicle repair or replacement (under a separate “uninsured motorist property damage” provision, if included)
  • Future medical care and lost earning capacity for serious injuries

Step 3: Filing a UM/UIM Claim — What to Expect

Even though you are filing with your own insurance company, do not assume the process will be easy or that your insurer is on your side. Your insurer has the same financial incentive to minimize your payout that any other insurance company has. They may dispute the severity of your injuries, challenge the causation of your medical bills, or claim your claim exceeds your policy limits.

Under Texas law, your insurer must acknowledge receipt of your claim within 15 days and accept or deny the claim within 15 business days after receiving all required items (Tex. Ins. Code § 542.056). Violating these deadlines can expose your insurer to penalties under the Texas prompt payment statute, including 18% annual interest and attorney’s fees.

You have the right to have an attorney represent you in a UM/UIM claim against your own insurer. This is one of the most overlooked aspects of uninsured motorist cases — people assume that dealing with their “own” company does not require a lawyer. It often does, particularly when injuries are significant.

Step 4: Suing the At-Fault Driver Directly

You can sue an uninsured driver personally in Hidalgo County District Court regardless of whether you have UM coverage. If the court enters a judgment in your favor, you are entitled to collect that amount from the at-fault driver. The challenge is that most uninsured drivers in the Rio Grande Valley are uninsured precisely because they lack significant financial resources. A judgment against someone with no assets and no insurance policy may be legally valid but practically uncollectable.

That said, pursuing a lawsuit is sometimes worthwhile, particularly when:

  • The at-fault driver owns real property or a business
  • The at-fault driver is employed and a wage garnishment is possible
  • The judgment can be used to suspend the at-fault driver’s license under Texas Transportation Code § 601.371 until the debt is satisfied
  • There are other parties who may bear responsibility — an employer if the driver was working, a vehicle owner separate from the driver, or a dram shop

Step 5: Look for Other Sources of Compensation

In some uninsured driver cases, additional sources of recovery exist beyond the at-fault driver and your UM policy:

The Vehicle Owner

If the uninsured driver was operating someone else’s vehicle, the vehicle owner may be liable under the Texas negligent entrustment doctrine. If the owner knowingly lent their vehicle to an unlicensed or incompetent driver, they can be held responsible for the resulting damages.

Employer Liability

If the uninsured driver was operating a vehicle for work purposes at the time of the crash, their employer may be vicariously liable under the legal doctrine of respondeat superior — even if the driver was not supposed to be driving on behalf of the employer at that moment.

Defective Road Conditions

If a road defect, malfunctioning traffic signal, or inadequate signage contributed to the crash, TxDOT or a local government entity may bear partial responsibility. As noted above, claims against government entities require prompt notice under the Texas Tort Claims Act.

What Not to Do After Being Hit by an Uninsured Driver

  • Do not agree to settle “off the books” without involving police or insurance
  • Do not give a recorded statement to your own insurer without first consulting an attorney
  • Do not sign any release or settlement documents without understanding what you are giving up
  • Do not assume you have no case because the at-fault driver has no money
  • Do not wait — Texas’s two-year statute of limitations under Tex. Civ. Prac. & Rem. Code § 16.003 applies here too

Why Having a Lawyer Matters in Uninsured Driver Cases

Uninsured motorist cases are among the most contested in personal injury law. Your own insurer — while technically on your side — has strong financial incentives to pay as little as possible. An experienced McAllen personal injury attorney can identify all available sources of recovery, handle communications with your insurer, push back against low valuations of your claim, and litigate if necessary. In RGV cases involving uninsured drivers, knowing the full landscape of your options can mean the difference between recovering your full damages and walking away with far less than you deserve.

For a free consultation, contact Chris Sanchez at The Relentless Lawyer at therelentlesslawyer.com or call our McAllen office.

Frequently Asked Questions

Is it required to have uninsured motorist coverage in Texas?

Texas insurance companies are required to offer UM/UIM coverage, but drivers may reject it in writing. It is not mandatory to carry it, but given that roughly 1 in 5 Hidalgo County drivers are uninsured, it is a critical protection. If you do not have UM/UIM coverage, review your policy immediately and consider adding it.

Can I still recover if I have no UM coverage and the at-fault driver has no insurance?

You can still sue the at-fault driver directly. You may also have options through vehicle owner liability, employer liability, or government entity liability depending on the facts of your case. Recovery from an individual without assets is difficult but not always impossible, and an attorney can help identify all available options.

What if the at-fault driver gave me a fake insurance card at the scene?

Presenting a fake insurance card in Texas is a criminal offense. For your civil case, it does not change your legal options, but it is evidence of bad faith that your attorney can use. Report the fraudulent card to law enforcement and contact an attorney immediately.

Will filing a UM claim raise my insurance rates?

Texas law generally prohibits insurers from raising your rates solely because you filed a UM/UIM claim where you were not at fault. However, policy terms and insurer practices vary. Review your policy or consult your agent, and do not let fear of rate increases stop you from pursuing the compensation you are legally entitled to.

How long do I have to file a UM/UIM claim?

The two-year statute of limitations under Tex. Civ. Prac. & Rem. Code § 16.003 applies to the underlying personal injury claim. Your insurance policy may also include contractual notice or filing deadlines that are shorter. Read your policy carefully and consult an attorney to ensure you meet all applicable deadlines.

What if the uninsured driver fled the scene?

A hit-and-run by an uninsured driver is still covered by your UM policy in most cases, provided you report it to police promptly and provide notice to your insurer. The police report is essential. Physical contact between vehicles is typically required under Texas UM policies to prevent fraudulent phantom vehicle claims, though the specific requirements vary by policy.

Can an attorney help me if I already filed a UM claim and got a low offer?

Yes. You are not required to accept the first offer from your own insurer. An attorney can review your claim, challenge an inadequate valuation, and litigate the claim if necessary. Texas law provides remedies, including statutory penalties, if your insurer is acting in bad faith.

Trucking Company Negligence in McAllen and the Rio Grande Valley

Trucking companies operating in McAllen and the Rio Grande Valley can be held directly liable for truck accidents caused by negligent hiring, negligent entrustment, inadequate driver supervision, and failure to maintain their commercial vehicles — independent of any negligence by the driver. Suing the trucking company, not just the driver, is often the most critical decision in an 18-wheeler injury case because it opens access to substantially greater insurance coverage and holds the party with the greatest ability to prevent the crash fully accountable.

Chris Sanchez is a personal injury attorney at The Relentless Lawyer, serving McAllen, Edinburg, Pharr, Mission, and the Rio Grande Valley, Texas.

The I-2/US-83 Corridor and Commercial Freight in the Rio Grande Valley

The Rio Grande Valley sits at a major intersection of international and domestic commercial freight. The I-2/US-83 corridor runs directly through McAllen, connecting to the World Trade International Bridge and Pharr International Bridge, two of the busiest commercial border crossings in the United States. Hundreds of commercial semi-trucks travel this corridor daily, transporting manufactured goods, agricultural products, retail merchandise, and industrial freight between Mexico and distribution points throughout Texas and the interior United States.

This volume of commercial traffic creates elevated risk for RGV residents. Drivers unfamiliar with local road conditions, under pressure from tight cross-border delivery schedules, and operating trucks that may have deferred maintenance are a constant presence on the highways and surface streets of McAllen, Edinburg, Pharr, Mission, and surrounding communities. When those trucks are operated by companies that cut corners on safety, the consequences for local families can be devastating.

Negligent Hiring

Before placing a driver behind the wheel of a commercial vehicle, a motor carrier is required by FMCSA regulations to conduct a thorough investigation of that driver’s background. Under 49 CFR Part 391, a motor carrier must:

  • Obtain the driver’s employment history for the preceding three years
  • Contact each prior employer to obtain safety performance history records
  • Review the driver’s motor vehicle record (MVR) from every state in which the driver held a license during the preceding three years
  • Verify the driver’s commercial driver’s license (CDL) status and medical certification
  • Conduct a road test or obtain a certificate of road test from a prior employer

When a trucking company skips or shortcuts these requirements — hiring a driver with a history of DUI convictions, prior serious accidents, disqualifying CDL violations, or a lapsed medical certificate — and that driver then causes an accident, the company faces a negligent hiring claim. The argument is straightforward: the company knew or should have known that the driver posed an unreasonable safety risk, and it hired them anyway.

Negligent Entrustment

Negligent entrustment is closely related to negligent hiring but extends throughout the employment relationship. Even a driver who was properly vetted at hiring can become an unsafe operator over time. A company that continues to allow a driver to operate commercial equipment after learning of a disqualifying violation, a positive drug test, a pattern of dangerous driving, or a physical condition that impairs driving can be liable for negligent entrustment of the vehicle to that driver.

Under Texas law, negligent entrustment requires proof that the owner permitted the driver to use the vehicle, that the driver was incompetent or unfit, that the owner knew or should have known the driver was incompetent, and that the driver’s incompetence was a proximate cause of the plaintiff’s injuries.

Negligent Supervision and Training

A motor carrier’s duty does not end with the initial hiring decision. Carriers must monitor driver performance on an ongoing basis, enforce compliance with federal hours of service rules, respond to safety complaints, conduct periodic evaluations, and remove drivers who demonstrate unsafe behavior. A company that ignores ELD data showing repeated hours of service violations, disregards dispatcher reports of erratic driving, or fails to remove a driver who has accumulated disqualifying points on their CDL record is independently negligent for the resulting harm.

Training deficiencies are another source of direct carrier liability. A carrier that puts a newly licensed CDL holder behind the wheel of a heavy commercial vehicle with minimal mentoring and no on-the-road training program has created a foreseeable risk of harm.

Negligent Maintenance

Under 49 CFR Part 396, motor carriers must systematically inspect, repair, and maintain every commercial motor vehicle in their fleet. Drivers are required to conduct pre-trip and post-trip inspections and submit written vehicle inspection reports (DVIRs) whenever a defect is noted. Carriers are required to review those reports, acknowledge identified defects, and certify that repairs have been made before the vehicle is returned to service.

Common maintenance-related defects that cause or contribute to Texas truck accidents include:

  • Brake system failures — worn brake pads, air brake leaks, out-of-adjustment brake chambers
  • Tire failures — worn tread below minimum depth, underinflation, sidewall damage
  • Steering and suspension defects
  • Lighting failures — broken brake lights, turn signals, or clearance lights
  • Coupling and fifth-wheel defects that allow trailer separation

When maintenance records show that a defect was identified on a DVIR but the vehicle was returned to service without documented repair, the carrier faces direct and indefensible negligence exposure.

FMCSA Inspection Records Are Publicly Searchable

One of the most powerful tools available to truck accident attorneys and injured victims is the FMCSA’s publicly accessible Safety Measurement System (SMS). Available at safer.fmcsa.dot.gov, the SMS displays every carrier’s safety rating, out-of-service order history, roadside inspection results, and BASIC (Behavior Analysis and Safety Improvement Categories) scores across key safety dimensions, including:

  • Unsafe Driving — speeding, reckless driving, improper lane changes
  • Hours of Service Compliance — HOS violations, false log violations
  • Driver Fitness — license violations, medical certification failures
  • Controlled Substances and Alcohol — drug and alcohol test violations
  • Vehicle Maintenance — brake violations, tire violations, lighting defects
  • Cargo-Related — improper load securement violations

A carrier with BASIC scores in the intervention threshold for multiple categories — particularly Vehicle Maintenance and Hours of Service Compliance — has a documented history of systemic safety failures. This history is admissible evidence in a negligence case and can support claims for punitive damages based on gross negligence when the carrier ignored known safety problems that ultimately caused your injuries.

Why Suing the Company Matters for Your Recovery

The individual truck driver involved in your crash is almost certainly not in a position to personally compensate you for catastrophic injuries, permanent disability, or the wrongful death of a family member. Commercial motor carriers, on the other hand, are required by federal law to carry substantial liability insurance.

Under 49 CFR § 387.9, the minimum liability insurance for interstate carriers transporting general freight is $750,000. Carriers hauling hazardous materials must carry between $1,000,000 and $5,000,000. Large regional and national carriers often carry policies significantly exceeding these minimums, plus umbrella coverage that can push total available limits into the tens of millions of dollars.

Beyond insurance, the trucking company itself may have corporate assets available to satisfy a judgment. And when a carrier’s conduct rises to the level of gross negligence — such as knowingly deploying a fatigued, unqualified, or impaired driver on a public highway — Texas law allows the jury to award punitive damages designed to punish the conduct and deter similar behavior in the future.

Case Examples of Trucking Company Negligence

The following scenarios illustrate how carrier negligence commonly arises in Rio Grande Valley truck accident cases. These are hypothetical illustrations, not descriptions of actual cases.

A carrier operating on the I-2 corridor hires a driver with two prior DUI convictions disclosed on their motor vehicle record. The carrier fails to investigate the prior convictions, places the driver in a fully loaded 18-wheeler, and the driver causes a head-on collision with a family’s vehicle near Pharr. The carrier faces negligent hiring liability for failing to conduct the investigation required by 49 CFR Part 391.

A regional carrier’s fleet maintenance department receives repeated DVIR reports from drivers noting brake deficiencies on a specific tractor. The maintenance manager signs off on “no defect found” certifications without conducting a documented inspection to reduce downtime. The truck subsequently fails to stop at a signal on US-83 and strikes a motorcyclist. The carrier faces direct negligence liability for the falsified maintenance records and the resulting brake failure.

Frequently Asked Questions

Can I sue the trucking company even if the driver was at fault?

Yes. In most Texas truck accident cases, you can sue both the driver and the trucking company simultaneously. The company may be liable under respondeat superior for the driver’s negligence, and independently liable for its own negligent hiring, supervision, entrustment, or maintenance failures. Naming the company as a defendant is critical because it carries substantially more insurance than the individual driver.

How do I find out if a trucking company has prior safety violations?

The FMCSA’s Safety Measurement System at safer.fmcsa.dot.gov is publicly accessible and displays carrier safety ratings, inspection histories, and violation records organized by safety category. Your attorney can obtain more detailed records, including specific inspection reports and prior accident data, through the FMCSA’s Motor Carrier Management Information System (MCMIS) during litigation discovery.

What is the difference between negligent hiring and negligent entrustment?

Negligent hiring refers to the failure to conduct an adequate background investigation before placing a driver in service. Negligent entrustment refers to allowing an incompetent or unfit driver to continue operating a commercial vehicle after the company knows or should know that the driver is unsafe. Both theories impose direct liability on the carrier and do not require proof of driver negligence.

Does the trucking company’s safety rating affect my case?

Yes. A carrier’s FMCSA safety rating and BASIC scores are relevant evidence in a negligence case. A carrier with an “Unsatisfactory” safety rating or BASIC scores in the intervention threshold — particularly in Vehicle Maintenance or Hours of Service Compliance — has documented, systemic safety failures that support a finding of negligence and potentially gross negligence.

What if the trucking company is based outside Texas?

Texas courts have personal jurisdiction over out-of-state carriers that regularly operate in Texas or that caused injury in Texas. Many of the commercial carriers operating through McAllen and the Rio Grande Valley are based in other states or in Mexico, but if the crash occurred on Texas soil, your case can be filed in a Texas court.

Can I sue a Mexican trucking company for an accident in Texas?

Yes, though the process is more complex. Commercial carriers operating on Texas roads under cross-border operating authority must comply with FMCSA regulations and carry insurance meeting U.S. federal minimums. If a Mexican carrier operating under a USDOT number caused your accident on Texas roads, your attorney can pursue claims against that carrier in U.S. courts. The investigation will include the carrier’s FMCSA filing history and any inspection records from U.S. ports of entry.

How long do I have to sue a trucking company in Texas?

Under Texas Civil Practice and Remedies Code § 16.003, the statute of limitations for personal injury claims is two years from the date of the accident. However, the most critical evidence — ELD data, maintenance records, and dashcam footage — begins disappearing within days. Retaining an attorney immediately after the accident is essential to preserving the evidence needed to hold the trucking company accountable.

For a free consultation, contact Chris Sanchez at The Relentless Lawyer at therelentlesslawyer.com or call our McAllen office.

Truck Accident Attorney in Edinburg, Texas

If you were injured in a truck accident near Edinburg, Texas, you need a local personal injury attorney who understands the specific roads, courts, and commercial traffic patterns of Hidalgo County — not a distant firm that will treat your case as a number. Edinburg sits at the center of one of the most active commercial freight corridors in Texas, and truck accident cases involving serious injuries in this area are litigated in the Hidalgo County District Courts, located in Edinburg itself.

Chris Sanchez is a personal injury attorney at The Relentless Lawyer, serving McAllen, Edinburg, Pharr, Mission, and the Rio Grande Valley, Texas.

Edinburg and the Commercial Truck Traffic Problem

Edinburg is the county seat of Hidalgo County and sits at the intersection of US-281 — a major north-south corridor connecting the Rio Grande Valley to San Antonio and beyond — and the broader network of highways feeding into the I-2/US-83 commercial freight route. This geography makes Edinburg a convergence point for commercial truck traffic moving goods across the US-Mexico border and distributing them through South Texas.

The Pharr International Bridge, one of the busiest commercial border crossings in the United States, is minutes from Edinburg. Commercial semi-trucks moving manufactured goods, produce, retail merchandise, and industrial freight from Mexico regularly travel through and around Edinburg on their way to distribution hubs, cold storage facilities, and delivery points throughout the region. US-281, Business US-83, and the surface streets connecting to expressway access points through Edinburg carry substantial commercial truck volume on a daily basis.

That volume creates real risk. 18-wheelers loaded to the 80,000-pound federal maximum, operated by fatigued drivers under tight delivery schedules, navigating surface streets and intersections in a growing city, are a source of serious and fatal accidents throughout the Edinburg area.

Common Locations and Routes for Truck Accidents Near Edinburg

Truck accidents in and around Edinburg frequently involve the following corridors and locations:

  • US-281 (Veterans Boulevard and Closner Boulevard within city limits) — high volume north-south commercial freight route
  • Business US-83 through central Edinburg — surface-level commercial corridor with significant intersection traffic
  • Expressway 83 / I-2 access points in western Edinburg — connections between local streets and the primary commercial freight expressway
  • FM 2812 and FM 1925 — rural-to-urban transition roads used by agricultural and general freight carriers
  • Intersections near cold storage and distribution facilities on the southern edge of the city

Accidents at high-speed US-281 intersections, merge points onto Expressway 83, and access roads serving industrial and distribution properties near the Pharr bridge corridor are all areas where the combination of truck speed, limited sight lines, and high civilian traffic creates serious crash risk.

What to Do After a Truck Accident Near Edinburg

The steps you take immediately after a semi-truck accident near Edinburg are critical to protecting your ability to recover fair compensation. Follow these steps as closely as possible:

1. Call 911 and Request Emergency Services

A police report from the Edinburg Police Department or a Hidalgo County Sheriff’s Office deputy — or a Texas DPS trooper on state highways — is foundational evidence in your case. Make sure law enforcement comes to the scene and that you get a copy of or the report number for the accident report before leaving.

2. Seek Medical Attention the Same Day

Go to the emergency room at Edinburg Regional Medical Center, South Texas Health System, or another area facility as soon as possible after the crash, even if you feel you were not seriously injured. Adrenaline suppresses pain, and conditions like traumatic brain injury, internal bleeding, and spinal injuries may not produce obvious symptoms for hours or days. A same-day medical record is essential to connecting your injuries to the accident.

3. Document the Scene

Photograph the truck’s DOT number, license plate, cab markings, and company name. Photograph the damage to your vehicle and all road conditions. Get contact information from any eyewitnesses. Write down everything you remember about the collision as soon as possible.

4. Do Not Speak With the Trucking Company’s Representatives

Large trucking companies and their insurers deploy accident response teams within hours of serious crashes. These teams will contact you quickly and may appear concerned and helpful. Do not give a recorded statement. Do not sign any document. Do not accept any payment. Consult an attorney first.

5. Contact a Truck Accident Attorney Immediately

Electronic data from the truck’s event data recorder (EDR) and electronic logging device (ELD) can be overwritten within 30 days. Dashcam footage may be gone within 72 hours. The sooner your attorney issues a spoliation letter demanding evidence preservation, the better your position. In truck accident cases, days matter.

Hidalgo County District Court — Where Edinburg Truck Cases Are Filed

Major personal injury lawsuits arising from truck accidents in Edinburg and Hidalgo County are filed in the Hidalgo County District Courts, which are physically located in the Hidalgo County Courthouse in downtown Edinburg. Hidalgo County has multiple district courts with civil jurisdiction, and serious injury cases with damages exceeding the county court threshold — which most commercial truck accident cases far exceed — are heard at the district court level.

Having an attorney who regularly practices in the Hidalgo County District Courts provides meaningful advantages. Local attorneys know the judges’ procedural preferences, the tendencies of local juries, the court’s scheduling practices, and the way cases in this jurisdiction realistically develop from filing through trial or mediation. A firm based hours away that occasionally handles a case in Hidalgo County does not bring those advantages.

Defense attorneys for major trucking companies and their insurers know which plaintiff’s attorneys are genuinely prepared to try a case in Hidalgo County — and they adjust their settlement offers accordingly. A local attorney with a reputation for taking cases to verdict extracts better pre-trial settlements than one whose litigation threat lacks credibility.

Federal Regulations That Apply to Your Case

Regardless of where the accident occurred in Hidalgo County, if the truck involved in your crash was a commercial motor vehicle engaged in interstate or international commerce — which describes most commercial semi-trucks operating near the US-Mexico border — the full suite of FMCSA regulations applies. These include:

  • 49 CFR Part 395 — hours of service rules limiting daily driving to 11 hours and the total on-duty window to 14 hours
  • 49 CFR Part 391 — driver qualification standards requiring background investigations, MVR reviews, and medical certifications
  • 49 CFR Part 396 — vehicle maintenance and inspection standards requiring systematic maintenance programs and DVIR completion
  • 49 CFR § 387.9 — minimum insurance requirements of $750,000 for general freight carriers
  • 49 CFR § 395.8 — ELD mandate requiring certified electronic logging devices for most commercial drivers

Violations of any of these regulations by the truck driver or the carrier are directly relevant to establishing negligence in your case. An attorney who understands federal trucking regulations can identify violations that a general personal injury attorney — or an unrepresented victim — might miss entirely.

Texas Statute of Limitations

Under Texas Civil Practice and Remedies Code § 16.003, you have two years from the date of the accident to file a personal injury lawsuit in Texas. For wrongful death claims, the two-year period runs from the date of death. Missing this deadline will permanently bar your claim. Do not wait until the deadline approaches — critical evidence must be preserved and investigated in the days and weeks immediately following the crash.

Why Local Representation Matters in Edinburg Truck Accident Cases

A truck accident involving an 18-wheeler can result in life-altering injuries, permanent disability, or the death of a family member. The trucking company’s resources, legal team, and response infrastructure are mobilized from the moment the crash occurs. Your attorney needs to match that response with equal urgency and equal professionalism — and that response is most effective when it comes from someone who knows Hidalgo County’s roads, courts, and community.

Frequently Asked Questions

Where are truck accident lawsuits filed in Edinburg, Texas?

Personal injury lawsuits arising from truck accidents in Edinburg and elsewhere in Hidalgo County are filed in the Hidalgo County District Courts, located in the Hidalgo County Courthouse in downtown Edinburg. Cases with damages exceeding the county court jurisdictional limit — which includes most serious commercial truck accident cases — are heard at the district court level. Hidalgo County has multiple district courts with civil jurisdiction over these matters.

What roads near Edinburg have the most truck accidents?

US-281 (Veterans and Closner Boulevards), Business US-83, the Expressway 83/I-2 access ramps in western Edinburg, and roads near distribution and cold storage facilities south of the city are among the highest-risk corridors for commercial truck accidents in the Edinburg area. The intersection of US-281 and the US-83/I-2 corridor creates a concentration of commercial freight traffic that is a consistent source of serious accidents.

Does it matter if the truck was crossing the border from Mexico?

Yes, it adds complexity, but it does not prevent recovery. Commercial vehicles operating on U.S. roads under cross-border operating authority must comply with FMCSA regulations and carry insurance meeting U.S. federal minimums. If the crash occurred on Texas soil, you can file your case in Texas courts regardless of where the carrier is based. Your attorney will need to identify the specific carrier, its USDOT registration, and its U.S. insurance filings.

How much is a truck accident case worth in Edinburg, Texas?

There is no fixed value — every case depends on the severity of the injuries, the liability evidence, the available insurance coverage, and the specific economic and non-economic losses involved. Commercial truck carriers are required to carry a minimum of $750,000 in liability insurance under 49 CFR § 387.9, and many carry significantly more. Catastrophic injury cases involving permanent disability, significant future medical needs, or wrongful death often result in settlements or verdicts that exceed policy minimums.

Can a truck accident attorney in McAllen handle my Edinburg case?

Yes. McAllen and Edinburg are both in Hidalgo County, and an attorney based in McAllen who regularly practices in the Hidalgo County District Courts can handle your Edinburg case with full knowledge of the local legal landscape. Geographic proximity within Hidalgo County is an advantage — your attorney is close to the courts where your case will be filed and close to the community whose jurors will hear it.

How long will my truck accident case take in Hidalgo County?

The timeline depends on the complexity of the case. Cases that settle in pre-suit negotiations may resolve within three to nine months. Cases that require litigation through discovery and mediation typically take 12 to 24 months. Cases that go to trial can take 24 to 36 months or more. Hidalgo County civil dockets are active, and scheduling a trial date can add time to the process if a pre-trial settlement is not reached.

What if a loved one was killed in a truck accident near Edinburg?

Surviving family members may have a wrongful death claim under Texas Civil Practice and Remedies Code Chapter 71. Eligible claimants include the deceased’s spouse, children, and parents. Damages include the financial support the deceased would have provided, loss of companionship and society, mental anguish, and funeral expenses. The statute of limitations for wrongful death is two years from the date of death. Acting promptly to preserve evidence and retain counsel is as critical in a wrongful death case as in a personal injury case.

For a free consultation, contact Chris Sanchez at The Relentless Lawyer at therelentlesslawyer.com or call our McAllen office.

Texas Personal Injury Statute of Limitations — Exceptions and Special Rules

In Texas, the general rule is that you have two years from the date of your injury to file a personal injury lawsuit — but six significant exceptions can extend, pause, or modify that deadline, and missing any applicable deadline permanently bars your right to recover.

The Texas statute of limitations for personal injury is codified at Texas Civil Practice and Remedies Code § 16.003. Understanding when this clock starts, when it stops, and what exceptions apply to your situation is not just academic — it is the difference between preserving your legal rights and losing them forever.

The Two-Year General Rule: Tex. Civ. Prac. & Rem. Code § 16.003

Section 16.003 of the Texas Civil Practice and Remedies Code states that a person must bring a personal injury suit not later than two years after the day the cause of action accrues. In most cases, the cause of action accrues on the date the injury occurred — the day of the car accident, the slip and fall, the dog bite.

Exception 1: Minority (Injured Person Is Under 18)

When the injured person is a minor at the time of the incident, the statute of limitations is tolled — legally paused — until the minor turns 18 years old. At that point, the standard two-year clock begins to run. This means a child injured at age 10 has until age 20 to file a personal injury lawsuit on their own behalf under Tex. Civ. Prac. & Rem. Code § 16.001(a).

Exception 2: Mental Incapacity

If the injured person is of unsound mind at the time the cause of action accrues — meaning they lack the mental capacity to understand and pursue a legal claim — the statute of limitations is also tolled under § 16.001(a). The clock does not begin running until the period of incapacity ends.

Exception 3: The Discovery Rule — When the Injury Was Not Immediately Apparent

The discovery rule is one of the most important exceptions. Under this rule, the two-year clock does not begin to run until the plaintiff knew or, in the exercise of reasonable diligence, should have known of the injury and its likely cause. This applies to latent injuries such as toxic exposure or surgical errors.

Exception 4: Fraudulent Concealment — Defendant Hid the Negligence

If the defendant engaged in fraudulent concealment — actively hiding their negligence or its consequences — the statute is tolled until the plaintiff discovered or should have discovered the concealment. You must prove the defendant had actual knowledge of the wrong and took affirmative steps to hide it.

Exception 5: Government Entities — Texas Tort Claims Act Notice Requirement

Claims against government entities (cities, counties, the State of Texas) are governed by the Texas Tort Claims Act (TTCA). You must provide written notice of a claim no later than six months after the incident under Tex. Civ. Prac. & Rem. Code § 101.101. Some city charters require notice in as little as 30 to 90 days.

Exception 6: Wrongful Death — Two Years From Date of Death

Texas wrongful death claims are governed by Tex. Civ. Prac. & Rem. Code § 16.003(b). The two-year limitations period runs from the date of death — not the date of the underlying injury.

Frequently Asked Questions — Texas Statute of Limitations

What is the personal injury statute of limitations in Texas?

The general deadline is two years from the date of injury, under Tex. Civ. Prac. & Rem. Code § 16.003. However, multiple exceptions can extend or modify this deadline, including minority, mental incapacity, the discovery rule, and fraudulent concealment.

What is the deadline for filing a claim against a Texas city or county?

Under the Texas Tort Claims Act, you must provide written notice to the government entity within six months of the incident. Failure to provide this notice permanently bars the claim, even if the two-year filing window is still open.

Does the two-year clock start on the date of the accident or the date I discovered my injury?

In most cases, it starts on the date of the accident. The discovery rule extends the start of the clock only when the injury was inherently undiscoverable at the time of the negligent act — not simply because symptoms appeared later.

Can an insurance settlement negotiation pause the statute of limitations?

No. Active settlement negotiations do not toll the statute of limitations under Texas law. If the two-year deadline passes while you are negotiating, your right to file suit is extinguished.

What is the statute of limitations for wrongful death in Texas?

Under Tex. Civ. Prac. & Rem. Code § 16.003(b), a wrongful death lawsuit must be filed within two years of the date of death — not the date of the accident.

Missing a deadline means losing your case. Attorney Chris Sanchez serves McAllen, Edinburg, and the entire Rio Grande Valley. Call (956) 616-2020 for a free consultation to confirm the deadlines in your case.

How Long Do I Have to File a Car Accident Claim in Texas?

Texas Car Accident Statute of Limitations: What You Need to Know

In Texas, you have two years from the date of a car accident to file a personal injury lawsuit in court. This deadline is set by Tex. Civ. Prac. & Rem. Code § 16.003, and it is one of the most important rules in Texas personal injury law. If you miss it, you almost certainly lose your legal right to recover any compensation — regardless of how serious your injuries are or how clearly the other driver was at fault.

Chris Sanchez is a personal injury attorney at The Relentless Lawyer, serving McAllen, Edinburg, Pharr, Mission, and the Rio Grande Valley, Texas.

The Two-Year Rule Under Texas Law

Tex. Civ. Prac. & Rem. Code § 16.003(a) states that a person must bring a personal injury action not later than two years after the day the cause of action accrues. In most car accident cases, the cause of action accrues on the date of the crash itself. That means your two-year clock starts ticking the day the collision happens — not the day you finish treating, not the day the insurance company denies your claim, and not the day you decide you want to pursue litigation.

Two years sounds like a long time. It is not. Between treating for injuries, dealing with insurance adjusters, and returning to normal life, months pass quickly. By the time many crash victims consider hiring an attorney, they are already halfway through the limitations period — and the evidence that would have supported their case has started to disappear.

What Happens If You Miss the Statute of Limitations?

If you file a lawsuit after the two-year deadline has expired, the defendant will almost certainly file a motion to dismiss based on limitations. Texas courts grant these motions routinely. Your case will be dismissed, and you will be left with no legal remedy — even if the other driver ran a red light, was drunk, and caused you a permanent injury. No amount of compelling evidence can save a case once the statute of limitations has run.

This outcome is not theoretical. It happens to real people who waited too long, assumed the insurance company was handling things, or did not realize that an insurance negotiation and a court filing are two entirely different things. Negotiating with an adjuster does not stop the limitations clock.

Exceptions to the Two-Year Deadline

Texas law recognizes a limited number of situations in which the statute of limitations may be extended or paused. These are narrow exceptions, not loopholes, and they require specific facts to apply.

Minors

Under Tex. Civ. Prac. & Rem. Code § 16.001, if the injured person is a minor at the time of the crash, the two-year limitations period does not begin until they turn 18. A child injured in a car accident therefore has until their 20th birthday to file. However, a parent or guardian can — and often should — file on the child’s behalf sooner to preserve evidence and protect the claim while memories and records are fresh.

The Discovery Rule

In some cases, an injury is not immediately apparent. The discovery rule can delay the start of the limitations period until the injured person knew or reasonably should have known that they had suffered an injury caused by someone else’s conduct. This rule is most commonly applied in cases involving latent injuries or situations where the cause of the harm was concealed. Courts apply the discovery rule narrowly in car accident cases, because the collision itself is typically obvious even when the full extent of injuries is not yet clear.

Legal Disability

If the injured person is of unsound mind at the time of the accident — for example, incapacitated by a traumatic brain injury sustained in the crash — the limitations period may be tolled during the period of incapacity under Tex. Civ. Prac. & Rem. Code § 16.001(a).

Claims Against Government Entities

If your accident was caused in whole or in part by a government entity — a city vehicle, a TxDOT road defect, or a traffic signal malfunction — the timeline is actually shorter and more complicated, not longer. Under the Texas Tort Claims Act (Tex. Civ. Prac. & Rem. Code § 101.101), you may be required to provide formal written notice to the government entity within six months of the incident. Missing this notice requirement can bar your claim entirely, separate from the standard two-year limitations period. If a government vehicle or road condition was involved in your McAllen crash, contact an attorney immediately.

Fraudulent Concealment

If the defendant actively concealed facts that prevented you from discovering your cause of action, a court may toll the limitations period until you discovered — or should have discovered — the concealment. This doctrine requires clear evidence of intentional misconduct and is rarely applied in standard car accident cases.

Why Acting Fast Protects Your Case — Even Before the Deadline

The statute of limitations sets the outer boundary, but waiting until the last minute is a serious mistake. Here is why acting early matters:

  • Surveillance footage: Businesses near crash sites on US-83, Business 83, or Nolana Avenue typically overwrite their video within 30 to 90 days. Once it is gone, it cannot be recovered.
  • Witness memory: Eyewitnesses forget details, move away, or become difficult to locate. A statement taken two weeks after a crash is far more reliable than one taken two years later.
  • Medical records and causation: A gap between the accident and your first medical treatment gives insurance companies ammunition to argue your injuries were caused by something else. Immediate medical attention documents the connection.
  • Vehicle inspection: Damaged vehicles are repaired or scrapped. The physical evidence of a collision — crush depth, point of impact, airbag deployment data — can be critical in disputed liability cases.
  • Insurance investigation: The at-fault driver’s insurer is investigating your claim from day one. You should have legal representation doing the same.

Property Damage Claims Have the Same Deadline

The two-year statute of limitations under § 16.003 also applies to property damage claims arising from a car accident. If you only filed a personal injury claim and forgot about your totaled vehicle, or vice versa, you need to address both within the same two-year window.

Wrongful Death Claims: Also Two Years

If a family member died as a result of a car accident in Texas, the wrongful death statute under Tex. Civ. Prac. & Rem. Code § 16.003 similarly allows two years from the date of death to file. Surviving spouses, children, and parents of the deceased are eligible to bring a wrongful death claim. A separate survival action — which belongs to the deceased’s estate — follows the same deadline.

What to Do Right Now If You Were in a McAllen Car Crash

  • Seek medical treatment immediately, even if you feel “okay” — adrenaline masks pain
  • Obtain the Texas Peace Officer’s Crash Report from the McAllen Police Department or TxDOT
  • Photograph the scene, your vehicle, other vehicles, road conditions, and any visible injuries
  • Do not give a recorded statement to any insurance adjuster before consulting an attorney
  • Write down everything you remember about the crash while your memory is fresh
  • Contact a McAllen personal injury attorney as soon as possible to protect your rights

For a free consultation, contact Chris Sanchez at The Relentless Lawyer at therelentlesslawyer.com or call our McAllen office.

Frequently Asked Questions

Does the two-year clock start on the crash date or when I found out about my injuries?

In most car accident cases, the clock starts on the date of the crash under Tex. Civ. Prac. & Rem. Code § 16.003. The discovery rule — which delays the start until you knew or should have known about the injury — is applied narrowly to car accidents because the event itself is obvious. If you believe a latent injury was not immediately apparent, discuss this with an attorney right away.

Does negotiating with an insurance company pause the statute of limitations?

No. Negotiating with an insurance adjuster, exchanging demand letters, or being told a claim is “under review” does nothing to stop the two-year clock. The only way to preserve your right to sue is to file the lawsuit in court before the deadline.

What if the at-fault driver was uninsured and I am filing with my own insurer?

The two-year statute of limitations still applies to a civil lawsuit. Your UM/UIM claim against your own insurer may also be subject to contractual deadlines in your policy that are separate from the statutory period. Review your policy and consult an attorney to understand both timelines.

My child was hurt in a car accident in McAllen — how long do we have?

Under Tex. Civ. Prac. & Rem. Code § 16.001, the limitations period for a minor does not begin until their 18th birthday, giving them until age 20 to file. However, waiting that long is rarely advisable — evidence disappears and memories fade. Filing sooner protects the claim.

What if a city bus or government vehicle caused my accident in McAllen?

Claims against governmental entities are governed by the Texas Tort Claims Act, which requires written notice within six months of the incident (Tex. Civ. Prac. & Rem. Code § 101.101). This is shorter than the general two-year period and is a strict requirement. Contact an attorney immediately if a government vehicle was involved.

If I was in a hit-and-run, does the statute of limitations still apply?

Yes. The two-year deadline applies to any personal injury claim arising from a car accident, including hit-and-runs. In a hit-and-run scenario, you may pursue a claim through your own uninsured motorist (UM) coverage. Your insurer’s policy may include its own reporting and notice requirements, which can be triggered much earlier than two years.

Can an attorney still help me if my accident was 18 months ago?

Yes — but you need to act now. With six months remaining on your limitations period, there is still time to investigate, file, and build your case. The risk is not just missing the deadline; it is that the evidence you need may already be partially degraded. Contact an attorney immediately so a preservation strategy can be put in place.

Survival Claim vs. Wrongful Death Claim in Texas — What’s the Difference?

In Texas, a survival claim and a wrongful death claim are two distinct causes of action that can both arise from the same fatal event. A survival claim belongs to the deceased’s estate and compensates for what the deceased personally suffered before death. A wrongful death claim belongs to the surviving family members and compensates for their own losses caused by the death. Both can be filed simultaneously.

Chris Sanchez is a personal injury attorney at The Relentless Lawyer, serving McAllen, Edinburg, Pharr, Mission, and the Rio Grande Valley, Texas.

Understanding the Two Claims

When someone is killed by another party’s negligence in Texas, there are two separate but complementary legal remedies. Many families — and some attorneys unfamiliar with this area of law — conflate the two, but they are fundamentally different in who holds the claim, what damages they cover, and who receives the recovery. Understanding the distinction is essential to ensuring that every available category of compensation is pursued.

The Wrongful Death Claim: Compensation for the Family

A wrongful death claim under Tex. Civ. Prac. & Rem. Code §§ 71.001–71.012 belongs to the surviving family members personally. Only three categories of relatives have standing to bring this claim under § 71.004:

  • The surviving spouse
  • The surviving children (including adopted children)
  • The surviving parents

The wrongful death claim compensates these individuals for their own losses — losses they suffer as living people who must go on without the deceased. Wrongful death damages include:

  • Pecuniary loss — the loss of financial support the deceased would have provided over their expected lifetime
  • Loss of companionship and society — the loss of the love, guidance, comfort, and shared life that the deceased provided
  • Mental anguish — the grief and emotional trauma the surviving family members have suffered and will continue to suffer
  • Funeral and burial expenses — direct out-of-pocket costs for the deceased’s interment

The wrongful death damages are not the deceased’s damages. They are the family’s damages — losses that each family member individually experienced because of their loved one’s death.

The Survival Claim: Compensation for What the Deceased Suffered

A survival claim under Tex. Civ. Prac. & Rem. Code § 71.021 is a fundamentally different concept. Under common law, a personal injury claim died with the victim — if the injured person died before settling or winning their lawsuit, the claim was extinguished. The survival statute changed this rule. It provides that a cause of action survives the claimant’s death and passes to the claimant’s estate.

This means that if the deceased had a viable personal injury claim at the moment of death, the estate can step into the deceased’s shoes and pursue that claim. The survival claim is owned by the estate — not by individual family members — and any recovery goes into the estate and is distributed according to the deceased’s will or the Texas intestacy statutes.

Survival claim damages compensate for what the deceased personally experienced and lost between the time of injury and the time of death:

  • Physical pain and suffering — the pain the deceased endured from the moment of the injurious event until death
  • Mental anguish — the emotional suffering and fear the deceased experienced before death
  • Medical expenses — the cost of medical care for the injury or injuries that led to death
  • Lost earnings from injury to death — wages, salary, and income the deceased lost during the period between injury and death
  • Physical impairment and disfigurement suffered by the deceased before death

Side-by-Side Comparison

Who Holds the Claim?

The wrongful death claim is held by individual family members — spouse, children, and parents — personally. The survival claim is held by the deceased’s estate, meaning it is controlled by the estate’s executor or administrator.

Who Receives the Recovery?

Wrongful death damages go directly to the qualifying family members who filed the claim. Survival claim damages go into the estate and are distributed to the estate’s beneficiaries under the will or the Texas intestacy laws.

What Period of Time Does Each Claim Cover?

The wrongful death claim addresses losses from the moment of death forward — what the family must now face without the deceased. The survival claim addresses the period from the injury to death — what the deceased personally experienced before dying.

What If the Deceased Died Instantly?

If death was instantaneous, survival claim damages for pain and suffering may be minimal or nonexistent, because there was no period of conscious suffering. However, the survival claim may still recover pre-death medical expenses if emergency care was rendered, and lost wages for any brief gap between the injury and death. The wrongful death claim is unaffected by how quickly death occurred — the family’s losses are no less real whether death was instantaneous or prolonged.

What If the Deceased Suffered for Days Before Dying?

When the deceased survived for a period of days or weeks before succumbing to their injuries — as often happens in serious car accidents, workplace tragedies, or medical malpractice cases — the survival claim can be very substantial. Extended conscious suffering, significant medical bills, and lost wages during hospitalization all increase the survival claim’s value. An experienced attorney will carefully document the deceased’s experience during this period through medical records, nursing notes, and family testimony.

Filing Both Claims Simultaneously

Both the wrongful death claim and the survival claim are subject to the same two-year statute of limitations under Tex. Civ. Prac. & Rem. Code § 16.003, running from the date of death. In practice, competent legal representation will identify and file both claims in the same lawsuit when both apply, ensuring that the family and the estate together recover the full range of damages available under Texas law.

Failing to file the survival claim alongside the wrongful death claim is a serious omission that can leave significant compensation on the table. Families should work with an attorney who understands both claims and will pursue them together.

Practical Example

Consider a case where a father is struck by a drunk driver and survives in the hospital for two weeks before dying from his injuries. His surviving wife and two children may file a wrongful death claim for their loss of companionship, mental anguish, and his expected future income. Simultaneously, the estate — represented by the wife as executor — files a survival claim for the pain and suffering the father endured during those two weeks, the medical expenses incurred during that period, and the income he was unable to earn. Both claims proceed together, and the full measure of Texas law’s compensation is brought to bear on the drunk driver’s liability.

For a free consultation, contact Chris Sanchez at The Relentless Lawyer at therelentlesslawyer.com or call our McAllen office.

Frequently Asked Questions

What is a survival claim in Texas?

A survival claim under Tex. Civ. Prac. & Rem. Code § 71.021 is a cause of action that survives the death of the injured person and passes to their estate. It compensates for the pain, suffering, medical expenses, and lost earnings the deceased personally experienced between the injury and death.

What is a wrongful death claim in Texas?

A wrongful death claim under §§ 71.001–71.012 belongs to the surviving spouse, children, and parents of the deceased and compensates them for their own losses — including lost financial support, loss of companionship, mental anguish, and funeral expenses.

Can a family file both a wrongful death claim and a survival claim in Texas?

Yes. Both claims can and should be filed simultaneously in the same lawsuit when they arise from the same fatal event. They address different losses and have different beneficiaries but share the same two-year deadline.

Who receives money from a survival claim in Texas?

Survival claim proceeds go into the deceased’s estate and are distributed to the estate’s beneficiaries according to the will or, if there is no will, Texas’s intestacy laws. This may or may not be the same people who benefit from the wrongful death claim.

Is there a survival claim if the victim died instantly?

The survival claim may be minimal but not necessarily zero. If there were any pre-death medical expenses (such as emergency care), those are recoverable. If death was truly instantaneous with no conscious suffering, pain and suffering damages under the survival claim will be limited. The wrongful death claim remains fully available regardless.

What is the statute of limitations for a survival claim in Texas?

The same two-year deadline that applies to wrongful death claims — running from the date of death under Tex. Civ. Prac. & Rem. Code § 16.003 — also applies to the survival claim.

Who files the survival claim — the family or the estate?

The survival claim is filed by the personal representative (executor or administrator) of the deceased’s estate on behalf of the estate. Family members file the wrongful death claim on their own behalf. In many cases, the same person — such as the surviving spouse — serves both as the estate’s personal representative and as a wrongful death claimant, allowing both claims to be coordinated through a single attorney.

Does it matter if the deceased had a will when filing these claims?

Having a will matters primarily for the survival claim, since those proceeds go into the estate and are distributed per the will. For the wrongful death claim, standing is determined by Texas statute — not by the will — and goes directly to the qualifying family members regardless of what the will says.

How Long Do I Have to File a Slip and Fall Lawsuit in Texas?

In Texas, you have two years from the date of your slip and fall injury to file a lawsuit — a deadline set by Tex. Civ. Prac. & Rem. Code § 16.003. If you miss this deadline, a court will almost certainly dismiss your case no matter how strong your claim might otherwise be.

Chris Sanchez is a personal injury attorney at The Relentless Lawyer, serving McAllen, Edinburg, Pharr, Mission, and the Rio Grande Valley, Texas.

The Two-Year Statute of Limitations for Slip and Fall Cases in Texas

Under Tex. Civ. Prac. & Rem. Code § 16.003, personal injury claims in Texas — including slip and fall and premises liability claims — must be filed within two years of the date the cause of action accrues. In most slip and fall cases, the cause of action accrues on the day of the fall itself, the day you were injured.

This is a hard deadline. The defendant’s attorney will file a motion to dismiss based on limitations if you miss it, and courts routinely grant those motions. There is no discretion for a judge to forgive a late filing simply because your injuries were severe or because you did not know about the deadline. Texas courts apply the limitations bar strictly.

What “Filing” Means Under Texas Law

It is important to understand what filing a lawsuit actually requires. The two-year deadline is not met by:

  • Contacting an attorney
  • Sending a demand letter to the property owner or their insurance company
  • Opening an insurance claim
  • Receiving medical treatment

To satisfy the statute of limitations, your attorney must file a petition — the legal document initiating a lawsuit — with the appropriate Texas court before the two-year deadline expires. In Hidalgo County, which includes McAllen, that means filing in Hidalgo County District Court for claims above the jurisdictional minimum. The filing date is the date the court receives and stamps your petition.

This means you should not wait until the last possible day to hire an attorney. The attorney needs time to investigate your claim, identify all defendants, and prepare the petition. Waiting until the final weeks before the deadline is a significant risk.

Exceptions to the Two-Year Deadline

Texas law recognizes a limited number of circumstances that can toll — meaning pause or delay — the running of the statute of limitations.

The Discovery Rule

In most slip and fall cases, you know you were injured on the day of the fall. But in some situations involving latent injuries — such as internal injuries or conditions that do not manifest symptoms immediately — the discovery rule may apply. Under the discovery rule, the limitations period begins running not on the date of the injury, but on the date you discovered, or through the exercise of reasonable diligence should have discovered, the injury and its cause. Texas courts apply this exception narrowly, and it does not apply in most ordinary slip and fall cases where the injury and its cause are immediately apparent.

Minor Victims

If the person injured in the slip and fall was a minor — under 18 years of age — the statute of limitations is tolled until their 18th birthday. At that point, the two-year clock begins to run. So a child injured at age 10 would have until age 20 to file their own lawsuit. However, a parent or legal guardian may file a claim on the child’s behalf before that time. Early action is still strongly recommended because evidence does not preserve itself.

Legal Disability

Tex. Civ. Prac. & Rem. Code § 16.001 provides that if a person is under a legal disability — including minority or unsound mind — at the time the cause of action accrues, the limitations period is tolled until the disability is removed.

Fraudulent Concealment

If a property owner or their representative actively concealed facts about the hazardous condition — for example, by falsifying maintenance records or destroying evidence — the doctrine of fraudulent concealment may toll the limitations period. This is a fact-specific inquiry that courts evaluate carefully.

Why Waiting Is Dangerous Even Within the Two-Year Window

Even though you technically have two years, waiting comes with serious practical risks that can undermine even a strong case.

Surveillance Footage Is Deleted Quickly

Most commercial properties retain surveillance footage for only 24 to 72 hours before it is automatically overwritten. This footage can show how long the hazard existed before you fell — critical evidence of the property owner’s constructive knowledge. Once it is gone, it is gone. An attorney must send a written litigation hold and preservation demand immediately to have any chance of obtaining this evidence.

Witnesses’ Memories Fade

The longer you wait, the less reliably witnesses can recall details about the condition of the property, the presence or absence of warning signs, or what happened during and after your fall.

Incident Reports and Records May Disappear

Internal incident reports, maintenance logs, and employee statements may be altered or lost over time. Prompt legal action ensures these documents are preserved and produced through formal discovery.

Medical Evidence Is Stronger When Promptly Created

Gaps in medical treatment give insurance companies ammunition to argue that your injuries were not serious or were not caused by the fall. Consistent, contemporaneous medical care creates the documentation needed to prove your damages.

Government Property: A Shorter Deadline May Apply

If your slip and fall occurred on government-owned property — such as a city sidewalk, school, or public building — different rules apply. Claims against Texas governmental entities require filing a formal notice of claim, often within six months of the incident, under the Texas Tort Claims Act (Tex. Civ. Prac. & Rem. Code Chapter 101). Missing this notice requirement can bar your claim entirely. If your fall occurred on any government-owned or government-operated property, you should consult an attorney immediately.

Act Now to Protect Your Rights

The two-year statute of limitations may sound like plenty of time, but effective premises liability cases require investigation, evidence collection, expert consultation, and careful legal preparation. The sooner you contact an attorney after your slip and fall, the better positioned you are to preserve your rights and maximize your recovery.

For a free consultation, contact Chris Sanchez at The Relentless Lawyer at therelentlesslawyer.com or call our McAllen office.

Frequently Asked Questions

When does the two-year clock start running in a Texas slip and fall case?

In most cases, the clock starts on the day you were injured. Under Tex. Civ. Prac. & Rem. Code § 16.003, the limitations period begins when the cause of action accrues, which is generally the date of the incident.

Does contacting an insurance company stop the statute of limitations in Texas?

No. Filing an insurance claim or communicating with an adjuster does not toll the statute of limitations. The only way to preserve your legal rights is to file a lawsuit in court before the deadline expires.

What happens if I miss the two-year deadline for my slip and fall case?

The defendant will almost certainly file a motion to dismiss based on the statute of limitations, and the court will grant it. You will lose your right to pursue compensation regardless of how valid your underlying claim was.

Is the deadline different if a child was injured in a slip and fall?

Yes. Under Tex. Civ. Prac. & Rem. Code § 16.001, the limitations period is tolled for minors until they turn 18. However, a parent or guardian can file a claim on the child’s behalf at any time. Early filing is still advisable for evidence preservation.

Does filing a workers’ compensation claim affect the slip and fall deadline?

If you were injured on a property while working, workers’ compensation and premises liability are separate legal paths with different rules. The two-year statute of limitations for a third-party premises liability claim runs independently. An attorney can help you navigate both.

Can the statute of limitations be tolled if the property owner hid information about the hazard?

Yes, potentially. The fraudulent concealment doctrine may toll limitations if the property owner or their agents actively concealed facts that prevented you from discovering your claim. This requires specific evidence and is evaluated case by case.

Does the two-year deadline apply to slip and fall cases on government property in Texas?

Claims against government entities are subject to special notice requirements under the Texas Tort Claims Act (Tex. Civ. Prac. & Rem. Code Chapter 101), which often require filing a notice of claim within six months. The standard two-year limitation may also apply, but missing the notice requirement can bar your claim entirely. Consult an attorney immediately if your fall occurred on public property.

Can I Sue a Restaurant for a Slip and Fall in Texas?

Yes, you can sue a restaurant for a slip and fall in Texas if the restaurant’s negligence — such as failing to clean up a spill or warn customers of a wet floor — caused your injury. Restaurants owe their customers the highest duty of care under Texas premises liability law.

Chris Sanchez is a personal injury attorney at The Relentless Lawyer, serving McAllen, Edinburg, Pharr, Mission, and the Rio Grande Valley, Texas.

Restaurants Owe Customers the Invitee Standard of Care

When you enter a restaurant as a paying customer or a potential customer, Texas law classifies you as a business invitee — the highest-protected category of visitor under Texas premises liability law. As an invitee, the restaurant owes you a duty to:

  • Conduct regular inspections of the premises to identify dangerous conditions
  • Promptly clean up or repair any hazardous condition discovered during those inspections
  • Warn customers of known hazards that cannot be immediately corrected
  • Exercise ordinary care to keep the premises in a reasonably safe condition

This is a higher duty than what a property owner owes to a social guest or a trespasser. Because restaurants invite the public onto their property for commercial purposes, they are held to a rigorous standard of care. When they fail to meet that standard and a customer is injured, they can be held liable for the resulting damages.

Common Hazards in Texas Restaurants That Cause Slip and Fall Injuries

Restaurant environments create constant opportunities for dangerous conditions to develop. The most common hazards that lead to slip and fall claims include:

  • Wet floors without warning signs — spills from drinks, food, or cleaning activities that are not marked with wet floor cones
  • Recently mopped or waxed floors — especially in restrooms, kitchens, and near drink stations, where surfaces may remain slippery long after cleaning
  • Uneven or damaged flooring — cracked tiles, warped floorboards, raised thresholds between dining and kitchen areas
  • Poor lighting — dimly lit dining rooms, entryways, stairwells, and restrooms that make it difficult to see hazards
  • Spilled food and grease — particularly in buffet areas, near condiment stations, and in high-traffic service corridors
  • Cluttered aisles and walkways — chairs pushed too far back, server trays on the floor, boxes left in hallways
  • Outdoor hazards — slick walkways, parking lots, patios, and entranceways during or after rain

Proving the Restaurant Knew or Should Have Known About the Hazard

The most contested element in a restaurant slip and fall case is whether the restaurant had actual or constructive knowledge of the dangerous condition. Simply falling in a restaurant is not enough — you must show the restaurant knew about the hazard and failed to act, or that the condition existed long enough that a reasonable inspection would have discovered it.

Evidence that can establish a restaurant’s knowledge includes:

  • Surveillance footage showing when a spill occurred and how long it remained before your fall
  • Employee testimony that a server or staff member saw the condition before your fall
  • Prior incident reports documenting similar falls in the same location
  • Maintenance and cleaning logs showing when the area was last inspected or cleaned
  • Witness statements from other customers or staff who noticed the hazard
  • Physical evidence such as dried, spread, or tracked spill patterns suggesting the condition was not recent

Documenting Your Injuries After a Restaurant Fall

What you do immediately following your fall in a restaurant can significantly affect the outcome of your claim. If you are physically able, take the following steps:

  • Report the incident to the manager on duty and ask for an incident report to be completed
  • Photograph the hazard, the area around it, and any absent or inadequate warning signs
  • Photograph your injuries at the scene and in the days that follow as bruising and swelling develop
  • Collect the names and contact information of any witnesses, including other diners and staff
  • Seek medical attention the same day, even if you feel your injuries are not severe
  • Preserve the clothing and footwear you were wearing as potential evidence
  • Write down your full account of what happened before your memory of specific details fades

How Insurance Adjusters Handle Restaurant Slip and Fall Claims

Restaurants carry commercial general liability insurance, and when you file a claim, an insurance adjuster will be assigned to your case. Insurance adjusters work for the insurer — not for you. Their goal is to minimize or eliminate the payout on your claim. Common tactics include:

  • Contacting you quickly after the accident, before you have fully assessed your injuries, to obtain a recorded statement that can later be used against you
  • Offering a fast, low settlement before you understand the full extent of your medical treatment and expenses
  • Arguing that the spill or hazard was “open and obvious” and that you should have avoided it
  • Disputing causation by claiming your injuries were pre-existing or unrelated to the fall
  • Blaming you for the fall by pointing to your footwear, your distraction, or your walking path

Under Texas comparative fault rules (Tex. Civ. Prac. & Rem. Code Chapter 33), if adjusters can shift even a portion of the blame to you, they reduce their client’s exposure. If they can get a jury or arbitrator to assign you 51% or more of the fault, they pay nothing. Do not speak to an insurance adjuster without first consulting an attorney.

What Damages Can You Recover from a Restaurant Slip and Fall?

If you can prove your claim, you may be entitled to recover:

  • Past and future medical expenses, including emergency care, surgery, physical therapy, and ongoing treatment
  • Lost wages and loss of future earning capacity if your injuries affect your ability to work
  • Physical pain and suffering, both past and future
  • Mental anguish and emotional distress
  • Physical impairment and disfigurement

The statute of limitations for slip and fall claims in Texas is two years from the date of injury under Tex. Civ. Prac. & Rem. Code § 16.003. Do not delay in pursuing your claim.

For a free consultation, contact Chris Sanchez at The Relentless Lawyer at therelentlesslawyer.com or call our McAllen office.

Frequently Asked Questions

What duty does a restaurant owe me if I slip and fall there?

As a customer, you are an invitee and the restaurant owes you the highest duty under Texas premises liability law. This includes actively inspecting the premises, correcting known hazards, and warning customers of dangers that cannot be immediately fixed.

What if there was no wet floor sign where I slipped at a restaurant?

The absence of a wet floor sign is important evidence of the restaurant’s failure to warn you of a known hazard. It supports your argument that the restaurant breached its duty of care and can be documented through your own photographs and any surveillance footage.

Can I sue a fast food restaurant for a slip and fall in Texas?

Yes. Fast food restaurants owe the same invitee duty of care as sit-down restaurants. If a hazardous condition on their premises — such as a wet floor or a slippery drive-through entrance — caused your fall, you may have a valid claim.

How long does a restaurant keep its surveillance footage?

Most restaurants retain surveillance footage for 24 to 72 hours before it is overwritten. An attorney must act immediately to send a litigation hold letter demanding preservation of this footage before it is deleted.

What if a restaurant employee saw the spill before I fell but did not clean it up?

If an employee observed the hazardous condition and failed to address it, that is strong evidence of actual knowledge and a clear breach of the restaurant’s duty of care. Witness statements and surveillance footage can help establish this.

Can I still recover if I was partially at fault for my restaurant slip and fall?

Yes, as long as your fault is 50% or less. Texas modified comparative fault rules (Chapter 33) allow you to recover damages reduced by your percentage of fault. You are barred only if you are found 51% or more responsible.

Should I accept the first settlement offer from the restaurant’s insurance company?

In most cases, no. Initial settlement offers are typically far below the full value of your claim and are made before the full scope of your injuries and expenses is known. Consult an attorney before accepting any settlement.

Slip and Fall on Private Property in Texas — Can You Sue?

Yes, you can sue for a slip and fall on private property in Texas, but your right to recover depends on your legal status as a visitor at the time of the accident and the specific duty of care the property owner owed you.

Chris Sanchez is a personal injury attorney at The Relentless Lawyer, serving McAllen, Edinburg, Pharr, Mission, and the Rio Grande Valley, Texas.

Your Legal Status Determines Your Rights

Texas premises liability law divides visitors into three categories, and each category carries a different level of protection. Knowing which category applies to you is the first step in evaluating your slip and fall claim on private property.

Invitees — the Highest Duty of Care

An invitee is someone who enters property for a business purpose or with the owner’s express or implied commercial invitation. Customers at a store, diners at a restaurant, tenants’ guests in a common area of an apartment complex, and visitors to a private business are all typically classified as invitees.

Property owners owe invitees the highest duty of care. This means the owner must:

  • Inspect the property regularly and proactively look for dangerous conditions
  • Repair hazards or make them safe within a reasonable time
  • Warn invitees of known or discoverable hazards that have not yet been corrected

Licensees — a More Limited Duty

A licensee is someone who enters property with the owner’s permission but without a business purpose — typically a social guest such as a friend or family member visiting a home. The duty owed to licensees is lower than the duty owed to invitees. A property owner must warn licensees of known dangerous conditions, but is not required to conduct proactive inspections. If the owner did not know about the hazard, they generally cannot be held liable for a licensee’s fall.

This distinction is significant. If you were a social guest at someone’s home and fell because of a hidden defect the owner knew about and did not warn you of, you may have a claim. But if the owner genuinely did not know about the hazard, your claim may not succeed.

Trespassers — Minimal Protection

Trespassers — those who enter property without permission — receive very little protection under Texas law. Generally, a property owner owes no duty to protect trespassers except a duty to refrain from willfully or wantonly injuring them.

There is one important exception: the attractive nuisance doctrine. Under Texas law, property owners may be held liable if they allow a condition on their property — such as a swimming pool, trampoline, or construction equipment — that is likely to attract children who are too young to appreciate the danger. If your child was injured on a neighbor’s property due to an attractive nuisance, a claim may be available even though the child was technically a trespasser.

Residential Slip and Fall Claims in Texas

Homeowner Liability

Falls on residential private property — in someone’s home, driveway, yard, or walkways — can give rise to a premises liability claim. A social guest who slips on a broken step the homeowner knew about, or trips on a hidden hazard in the backyard, may have a valid claim as a licensee if the owner was aware of the danger and failed to warn.

Most homeowners carry homeowner’s insurance with liability coverage. In practice, many residential slip and fall claims are paid by the homeowner’s insurer rather than requiring the homeowner personally to pay out of pocket. An attorney can help identify applicable insurance coverage and file a claim appropriately.

Landlord Liability and Apartment Complex Negligence

Tenants and their guests who are injured in slip and falls caused by a landlord’s negligence may have strong claims under Texas premises liability law. Common situations include:

  • Falls on broken or inadequately maintained stairs in an apartment building
  • Slipping on slick walkways or breezeways due to inadequate drainage or deferred maintenance
  • Falls caused by poor lighting in parking lots, stairwells, or common areas
  • Injuries from uneven or deteriorated pavement in apartment parking lots
  • Falls in laundry rooms, pools, gyms, or other shared amenities that the landlord failed to properly maintain

Tenants are typically classified as invitees in the common areas of an apartment complex, meaning landlords owe them the highest duty of care in those areas. In individual rental units, the analysis is more fact-specific, but landlords generally have a duty to disclose and repair known dangerous conditions.

The “Open and Obvious” Hazard Defense

One of the most common defenses raised by property owners in Texas slip and fall cases is that the hazard that caused your fall was “open and obvious” — meaning it was visible and apparent to any reasonable person exercising ordinary care. The argument is that because you should have seen and avoided the hazard, the property owner cannot be held responsible for your failure to do so.

Under Texas law, whether a condition is open and obvious affects the comparative fault analysis but does not automatically bar your claim. Courts consider whether the property owner could have anticipated that people would encounter the hazard despite its apparent nature — for example, if a broken step is in an area where visitors have no reasonable choice but to walk. The open and obvious defense can reduce your recovery through comparative fault but does not necessarily eliminate it.

Strategies for overcoming this defense include:

  • Showing the hazard was in a location where it was not reasonably foreseeable — for example, a hazard obscured by shadows, crowds, or merchandise
  • Demonstrating that even if the hazard was visible, you had no safe alternative path to avoid it
  • Proving that the property owner knew people regularly encountered the hazard despite being able to see it
  • Presenting expert testimony on lighting conditions, floor surface characteristics, or other factors that made the hazard less apparent than claimed

Texas Comparative Fault and Private Property Falls

Texas applies modified comparative fault in personal injury cases under Tex. Civ. Prac. & Rem. Code Chapter 33. If you are found to be 51% or more at fault for your own fall, you cannot recover any damages. If you are 50% or less at fault, you can recover, but your damages are reduced proportionally by your assigned percentage of fault.

In private property cases, defendants often argue that you were familiar with the property, had encountered the hazard before, or were negligent in your own conduct. Evidence of the condition of the property, your knowledge of it, and your level of care at the time of the fall all become relevant.

The Statute of Limitations

You have two years from the date of your injury to file a premises liability lawsuit in Texas under Tex. Civ. Prac. & Rem. Code § 16.003. This applies whether the fall occurred on commercial or residential private property. Do not delay — evidence disappears quickly and the legal deadline is strictly enforced.

For a free consultation, contact Chris Sanchez at The Relentless Lawyer at therelentlesslawyer.com or call our McAllen office.

Frequently Asked Questions

Can I sue my neighbor if I slip and fall on their private property?

Yes, in some circumstances. As a social guest (licensee), you are owed a duty of warning if the homeowner knows of a dangerous condition. If they were aware of the hazard and failed to warn you, you may have a valid premises liability claim. Their homeowner’s insurance may cover the claim.

What is the difference between an invitee and a licensee in Texas?

An invitee enters property for a business purpose or commercial invitation and receives the highest duty of care, including proactive inspection. A licensee enters with permission for a non-business purpose — such as a social guest — and the owner owes only a duty to warn of known hazards, not to inspect for them.

Can I sue my landlord if I slipped and fell in a common area of my apartment complex?

Yes. Tenants and their guests are typically classified as invitees in common areas of an apartment complex. Landlords owe invitees a duty to inspect and maintain those areas. If deferred maintenance or a known hazard caused your fall, you may have a valid claim against the landlord or property management company.

What is the attractive nuisance doctrine in Texas?

The attractive nuisance doctrine holds property owners liable for injuries to young children who trespass onto property to interact with an artificial condition — such as a pool, trampoline, or construction equipment — that is likely to attract children and that poses an unreasonable risk of harm. Owners must take reasonable steps to protect children from these hazards.

What does “open and obvious” mean in a Texas slip and fall case?

The “open and obvious” defense argues that a hazard was so apparent that a reasonable person exercising ordinary care would have seen and avoided it, and therefore the property owner should not be liable. This defense can reduce your recovery under comparative fault rules but does not automatically bar your claim in Texas.

Does homeowner’s insurance pay for slip and fall injuries on residential property?

Most homeowner’s insurance policies include personal liability coverage that can compensate guests who are injured on the property. The available coverage limits vary by policy. An attorney can help identify the available coverage and pursue the appropriate claim.

What is the statute of limitations for a slip and fall on private property in Texas?

Two years from the date of injury under Tex. Civ. Prac. & Rem. Code § 16.003. This deadline applies to all personal injury premises liability claims, whether on commercial or residential private property.

Slip and Fall Lawyer in McAllen, Texas — What You Need to Know

If you were injured in a slip and fall accident in McAllen, Texas, you may have a legal claim against the property owner under Texas premises liability law — but only if you act quickly and understand what the law requires you to prove.

Chris Sanchez is a personal injury attorney at The Relentless Lawyer, serving McAllen, Edinburg, Pharr, Mission, and the Rio Grande Valley, Texas.

What Is Premises Liability in Texas?

Premises liability is the area of Texas law that holds property owners responsible when unsafe conditions on their property cause injuries to visitors. A slip and fall case is one of the most common types of premises liability claims. Under Texas law, when you are injured on someone else’s property, your right to recover depends on your legal status as a visitor and whether the property owner failed to meet the duty of care they owed you.

To win a slip and fall case in Texas, you must prove three elements:

  • The property owner owed you a duty of care
  • The owner breached that duty by allowing a dangerous condition to exist
  • That dangerous condition was the direct cause of your injuries and damages

Common Locations for Slip and Fall Accidents in McAllen

McAllen is a busy commercial hub in the Rio Grande Valley, and slip and fall accidents happen in many locations throughout the city. Some of the most common sites include:

  • Grocery stores such as HEB and Walmart — spilled liquids, recently mopped floors without warning signs, and cluttered aisles are frequent hazards
  • Restaurants — wet floors near entrances, uneven flooring, and improperly cleaned spills create dangerous conditions for diners
  • Parking lots — crumbling pavement, poor lighting, and unmarked curbs are common causes of serious falls
  • Apartment complexes — broken stairs, slick walkways, inadequate exterior lighting, and poorly maintained common areas
  • Retail stores and shopping centers — product displays blocking walkways, wet floors near restrooms, and uneven tile
  • Medical offices and hospitals — lobbies and hallways where spills may not be promptly addressed

What to Do Immediately After a Slip and Fall in McAllen

The steps you take in the hours and days following your fall can make or break your case. Property owners and their insurance companies begin protecting themselves immediately — you should too.

  • Report the incident to the property manager or store manager and request a written incident report
  • Take photographs of the hazard, your injuries, and the surrounding area — including any missing or inadequate warning signs
  • Gather names and contact information from any witnesses
  • Seek medical attention immediately, even if your injuries seem minor at first
  • Do not give a recorded statement to the property owner’s insurance company without first speaking to an attorney
  • Preserve all clothing and footwear worn during the fall as potential evidence
  • Write down everything you remember about how the accident happened while it is fresh

Why Property Owners Fight Slip and Fall Claims Hard

Property owners, particularly large retailers and commercial businesses, are well-prepared to defend against slip and fall claims. They have teams of insurance adjusters and defense attorneys whose job is to minimize what they pay — or avoid paying anything at all. Common tactics used against injured victims include:

  • Claiming the hazard was “open and obvious” and that you should have seen it and avoided it
  • Arguing that you were at least partially at fault through your own inattention or carelessness
  • Disputing the severity of your injuries or arguing they were pre-existing
  • Delaying the claims process until surveillance footage is overwritten or evidence disappears
  • Making a fast, lowball settlement offer before you know the full extent of your injuries

Texas follows a modified comparative fault rule under Chapter 33 of the Texas Civil Practice and Remedies Code. This means that if you are found to be 51% or more responsible for your own injuries, you are barred from recovering any damages. Even if you are found less than 51% at fault, your recovery is reduced by your percentage of fault. Insurance companies use this rule aggressively to shift blame onto injured victims.

The Time Limit on Slip and Fall Cases in Texas

Under Tex. Civ. Prac. & Rem. Code § 16.003, you have two years from the date of your injury to file a lawsuit in Texas. This deadline is strict. If you miss it, the court will almost certainly dismiss your case regardless of how strong it is. The two-year clock starts running on the day of your fall — not when you first see a doctor or decide to hire an attorney.

Early action is also critical for evidence preservation. Surveillance footage is often overwritten within days or weeks. Witnesses’ memories fade. Incident reports can disappear. An attorney can send preservation letters and take other immediate steps to protect the evidence you will need.

Why You Need a Slip and Fall Attorney in McAllen

Texas premises liability cases are legally and factually complex. Proving that a property owner “knew or should have known” about a hazardous condition requires skill, investigation, and experience. Simply being injured on someone else’s property is not enough — you must demonstrate that the owner had actual knowledge of the danger, or that the condition existed long enough that the owner should have discovered and corrected it through reasonable inspection.

An experienced slip and fall attorney in McAllen can:

  • Investigate the accident scene and preserve critical evidence
  • Obtain and analyze incident reports, maintenance records, and prior complaint history
  • Identify all potentially liable parties, including property managers, tenants, and contractors
  • Work with medical experts to document the full extent of your injuries
  • Negotiate with insurance companies from a position of strength
  • Take your case to trial if a fair settlement is not offered

For a free consultation, contact Chris Sanchez at The Relentless Lawyer at therelentlesslawyer.com or call our McAllen office.

Frequently Asked Questions

What is the most important thing to do after a slip and fall in McAllen?

Report the incident to the property owner immediately and document the hazardous condition with photographs before it is cleaned up or repaired. Then seek medical attention. Evidence disappears quickly, and medical records connect your injuries to the accident.

How long do I have to file a slip and fall lawsuit in Texas?

You have two years from the date of your injury under Tex. Civ. Prac. & Rem. Code § 16.003. Missing this deadline will almost certainly result in the court dismissing your case entirely.

Can I sue HEB or Walmart for a slip and fall in Texas?

Yes. Large retailers like HEB and Walmart owe customers the highest duty of care as business invitees. If a dangerous condition on their property caused your fall and they knew or should have known about it, you may have a valid premises liability claim against them.

What if I was partly at fault for my own fall?

Texas uses modified comparative fault under Chapter 33. You can still recover as long as you are found 50% or less at fault. However, your damages will be reduced by your percentage of fault. If you are 51% or more at fault, you recover nothing.

Does homeowner’s insurance cover slip and fall accidents on residential property?

In many cases, yes. Homeowner’s insurance policies typically include liability coverage that can pay for injuries sustained by guests. An attorney can help identify the available insurance coverage and pursue the appropriate claim.

How much is a slip and fall case worth in Texas?

The value of a slip and fall case depends on the severity of your injuries, your medical expenses, lost income, and the impact on your daily life. There is no average settlement figure — every case is different. An experienced attorney can help evaluate what your specific claim may be worth.

Do I have to pay upfront to hire a slip and fall attorney?

No. Personal injury attorneys in Texas, including Chris Sanchez at The Relentless Lawyer, typically work on a contingency fee basis. That means you pay no attorney fees unless and until you recover compensation.